We decided since he's coming up on 16 months old it's about time we open a retirement account for him. Okay, not really, but we did have some dollar bills here and there that he has received as gifts and I decided we may as well put it all in a bank account for him. So I took him to our bank, after checking the website to see what documentation I needed, and got him all set up. They almost wouldn't do it because I didn't have his social security card with me and even though the I explained that the website specifically said it wasn't required, the lady insisted it was. So I looked as pregnant and frazzled as possible while she tried to tell me I'd have to come back another time. It helped that Zay was running around like crazy and that I seem to pretty much always look pregnant and frazzled these days. And she magically figured out she could do it without the card after all. Seeing as this was such an exciting event in his life I decided to get a picture of him with his money, but this blurry snapshot was all I could get (after several tries) because as soon as I put the money in front of him he'd throw it on the ground. Oh well. He'll thank me when he reaches retirement age and his $31.25 deposit has turned into a whopping $768! (Based on the first future value of money calculator I found online, which I think I used incorrectly).While we were there, Zay found a quarter on the ground. Since it wasn't ours I tried to give it to the bank lady, but she wouldn't take it. She said "Sorry, we're not allowed to accept cash here." Wait, what? Bank tellers aren't allowed to accept cash? So instead she added it to Zay's deposit. I guess they're allowed to encourage receipt of stolen property by others, just not take it themselves?
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